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HOME MORTGAGE INFORMATION
WELCOME TO LINDA'S

"EXCLUSIVE REAL ESTATE INFORMATION SITE"
LINDA PRICE
YOUR LEADER IN REAL ESTATE RESULTS! ©

Award Winning Leadership And Experience!

NOW ...MORE THAN EVER


YOU NEED THE SKILLS, EXPERTISE, AND GUIDANCE OF LINDA PRICE

"LINDA IS YOUR BEST AGENT TODAY… FOR A BETTER TOMORROW!"©




With over 29 years of Experience As A Top Producing REMAX Agent, Broker in Illinois, Linda is Rated The #1 Individual Agent in Listings, Sales Production, and Overall Performance for 2012 at the Number 1 REMAX office in Illinois with over 118 Top Agents... REMAX OF NAPERVILLE. For over 29 years Linda Price has been working successfully with families moving to the Chicagoland area. Linda's Experience and Skills will provide you with the Expertise you require in these critical economic times. Linda has the Priceless Experience to provide you and your family with the Critical Guidance you need to select the perfect home!



Review The following Information and Contact Linda Price.

Linda can assist you in explaining the current mortgage options available and provide the personal guidance that is best for you and your family.


Finding Home Financing That Is Right For You

Mortgage Calculator --- www.mortgage-calc.com

A house is the largest purchase most of us will ever make so it's important to find the home financing that is right for you. If you can't put down the usual 20 percent, you may still qualify for a loan. The mortgage calculator will help show you how much your monthly payment will be. Just enter the amount and terms, and our mortgage calculator does the rest.

Current Interest Rates


Current Interest Rates --- www.mortgage-calc.com

In these historic times we have all learned not to select a mortgage program or lender just by a low interest rate. If you can't commit to remaining in the same home for at least a few years, then owning is probably not for you. The numerous pitfalls have lead many homeowners down the path of losing their homes. Each buyer needs to explore several programs before deciding which one fits their financial needs.

Mortgage FAQ’s:

Are you confused about the mortgage process? You will find the answers to several frequently asked mortgage questions below.

Q: What is the difference between Pre-Approval and Pre-Qualification?
A: The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a “Pre-Qual” letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.


Q: What is a Rate Lock?
A: A “Rate Lock” is a contractual agreement between the lender and buyer. There are four components to a Rate Lock: Loan Program, Interest Rate, Points, and the Length Of The Lock.

Q: What is the difference between a Mortgage Broker and a Lender?
A: A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "Underwrites" the loan, which means deciding whether or not you are an acceptable risk.


Q: What is a Full Documented Loan?
A: Both income and assets are disclosed and verified, and income is used in determining the applicant's ability to repay the mortgage. Formal verification requires the borrower's employer to verify employment and the borrower's bank to verify deposits. Alternative documentation, designed to save time, accepts copies of the borrower's original bank statements, W-2s and paycheck stubs.


Q: What are the Other Types Of Loans?
A: Stated income/verified assets: Income is disclosed and the source of the income is verified, but the amount is not verified. Assets are verified, and must meet an adequacy standard such as, for example, 6 months of stated income and 2 months of expected monthly housing expense.
Stated income/stated assets: Both income and assets are disclosed but not verified. However, the source of the borrower's income is verified.

No ratio: Income is disclosed and verified but not used in qualifying the borrower. The standard rule that the borrower's housing expense cannot exceed some specified percent of income, is ignored. Assets are disclosed and verified.

No income: Income is not disclosed, but assets are disclosed and verified, and must meet an adequacy standard.

Stated Assets or No asset verification: Assets are disclosed but not verified, income is disclosed, verified and used to qualify the applicant.

No asset: Assets are not disclosed, but income is disclosed, verified and used to qualify the applicant.

No income/no assets: Neither income nor assets are disclosed.


Q: What is a Good Faith Estimate?
A: It is the list of settlement charges that the lender is obliged to provide the borrower within three business days of receiving the loan application.


Q: What is a Conforming Loan?
A: A loan eligible for purchase by the two major Federal agencies that buy mortgages, Fannie Mae and Freddie Mac.


Q: What is a Jumbo Mortgage?
A: A mortgage larger than the maximum eligible for conforming purchase by the two Federal agencies, Fannie Mae and Freddie Mac.


Q: What is an Appraisal?
A: An appraisal is a report made by a certified appraiser who provides a professional opinion or estimate of property value.


Q: How important is My Credit?
A: Your credit is an important consideration for determining your credit worthiness. Information in your credit report is prepared by a credit bureau or consumer reporting agency. Any late payments or other adverse information contained in your credit report will receive additional review during the underwriting of your loan application, and may require further written explanation(s) or documentation.


Q: What are Closing Costs?
A: Closing costs cover all the fees and expenses associated with a loan transaction. Closing costs may include fees for an appraisal, credit report, title insurance, survey, and points. Closing costs vary depending upon the loan product and the fees that are customary in your area:

Q: What are Discount Points and how are they calculated?
A: Discount points are a one-time charge (or credit) by the lender. Each point is equal to 1% of the principal loan amount and can be paid to buy down the applicable interest rate. If you choose to pay points, they are typically paid at the time of closing. Discount points may be negotiated in the Purchase Contract to be paid by either the seller or borrower. Contact a Mortgage Consultant for more information.

Q: What is Title Insurance and why do I need it?
A: Title insurance protects the lender (lender's policy) and the homeowner (owner's policy) against loss resulting from disputes over ownership of the property.

Q: What is Private Mortgage Insurance (PMI)?
A: PMI is insurance provided by non-government insurers that protect the lender against loss if a borrower defaults. Typically PMI is required if your down payment is less than 20 percent of the purchase price. For example, on a purchase price of $100,000.00, PMI would be required if you put less than $20,000 (20% of $100,000) as a down payment.

For More Information and Guidance…

Contact Linda Price!

"Linda’s Experience …Is Priceless!"©







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CONTACT LINDA TO VIEW ANY OF THE LATEST LISTINGS

Simply Email Linda at linda@lindaprice.com or call (630) 753-1333

Whether you're buying or selling, Linda Price is the Best Leading Top Producing Real Estate Agent, Realtor, Broker In Chicago, Illinois and America whose Experience will exceed your
real estate needs and expectations!

For over 29 years, Linda Price has been recognized as the Best Leading Top Producing Relocation Referral Real Estate Agent, Realtor, Broker in America, the United States, Illinois, Chicagoland, and the Chicago Western Suburbs!

  Linda's expertise and experience have enabled her to provide Exceptional Guidance and Service for Relocation Transferees on a Local and National basis throughout America and the United States.  Linda is the Leading Best Top National Relocation Referral Agent, Realtor, Broker and the Leading Top Best International Relocation Referral Agent, Realtor, Broker!

Linda Price is the Leading Best Top Producing Real Estate Agent, Realtor, Broker in the
United States, Chicago, Illinois and Chicago Western Suburbs. With recent Illinois Sales of approximately 22 million dollars, Linda is Rated The #1 Individual Agent in Listings, Sales Production, and Overall Performance for 2012 at REMAX. With over 118 Best Top Agents, REMAX of Naperville is rated Number One in Illinois in Closed Sales and Listings Volume for the past 29 years. Linda Price has achieved recognition from REMAX as one of the Top 10 Agents in Illinois & Chicagoland. Linda Price has been recognized by REMAX with the Elite "Life Time Achievement" Award!

As a REMAX "PLATINUM AWARD" Winner, Linda Price is recognized as the Best Leading Top Producing Residential, Commercial, Industrial Real Estate Agent, Realtor, Broker, Short Sale Specialist, Pre-Foreclosure Expert, Foreclosure Specialist  in the Midwestern United States, America, Chicago, Illinois, Chicagoland and the Chicago Western Suburbs.

Whether you are interested in buying or selling a Single Family Home, Condo, Townhouse, Vacant Land, Commercial, Industrial, Multi-Family, Waterfront, Lakefront, Beachfront,
Vacation, Rental, Lease, Investment Property, Residential, Commercial Property, Income Property, Short Sale Homes, Short Sales Commercial Property, Pre-Foreclosure Homes and Land, Foreclosure Homes, Foreclosure Commercial, Foreclosure Industrial Properties...
Linda Price is the Best Top Agent in America, Chicago Western Suburbs and Illinois for You!

Linda Lists and Sells: Latest Homes For Sale, Latest Real Estate Listings,  Latest New
Listings, Just Listed Homes , Residential New Construction, Short Sale Listings, Short Sale Homes, Short Sales Properties, Pre-Foreclosure Homes, Pre-Foreclosure Property, Illinois Foreclosure Listings, New Listings Foreclosure Homes, REMAX Latest New Listings, Single Family Homes, Condos, Townhomes, Land, Commercial,  Industrial, Duplex, Multi-Family, Single Family, Lakefront, Waterfront, Vacation, Rental Property, Residential and Commercial Lease Property, Investment Properties, Income Properties, Retirement Property, Assisted Living Home Residences, Retirement or Nursing Home Residences.  Linda Price is the Best Top Producing Leading Illinois and National Relocation Transferee Agent, Buyers Agent,Sellers Agent, Seniors Citizens Real Estate Specialist, Short Sale Specialist, Pre-Foreclosure
Specialist and Listing Agent in America and the Midwestern United States!



If your Real Estate needs are Local, Chicago, the Western Suburbs, Illinois, United States, National or International, Linda's 29 years of Exceptional Expertise, Experience and her Leading "Realtors Connection" Best Top Agents Referral Team will meet and exceed your real estate needs and expectations anywhere in the United States and the World! No matter what your real estate needs are or where you are moving, Linda Price has the Skills, the Experience and "Top Agents Referral Team" of Relocation Experts to surpass all of your requirements
and facilitate all aspects of your next move anywhere in America, or the Midwestern United States. National and International Relocation require the Skills, Expertise and Experience that can only be provided by Linda Price and her Team of Relocation Experts!

Linda Price has over 29 years of Experience
Specializing in the following areas:

  • Luxury and Estate Listings Properties
  • Relocation Referrals
  • Corporate Transferees
  • National and International Relocation Transferee Assistance
  • First Time Home Buyers
  • Feng Shui Residential Listings & Properties
  • Senior Citizens Real Estate Specialist - Providing a Complete Seniors Program to facilitate the Sale of the Home, Personal Property Auctions, and assist in all aspects of their move to a retirement or assisted living residence.
  • Property Management - As a Broker, Linda is a Leader in residential and income property rental management, and maintenance supervision.
  • Short Sales Specialist
  • Pre-Foreclosure Specialist
  • Bank Owned Homes & Properties
  • Bank Repo Homes & Properties
  • Refinancing Homes & Properties

Linda's Areas of Expertise Include The Following Illinois Towns and Chicago Suburbs:

Naperville
Hinsdale
Oak Brook
Burr Ridge
Glen Ellyn
Wheaton
Aurora
Plainfield
Downers Grove
Lisle
Warrenville
Winfield
Bolingbrook
Lombard
Elmhurst
Villa Park
Sugar Grove
Elburn
Yorkville
La Fox
St Charles
Geneva
Batavia
Oswego
Montgomery
Joliet
Chicago



If you're Buying or Selling Residential, Commercial, or Industrial Real Estate Properties in DuPage County, Kane County, Kendall County, Will County or Cook County, you need to Contact Linda Price. You will find out why she is "The Leader In Real Estate Results!"

With such an Exceptional Real Estate Career as Linda's… It's no wonder why Linda Price is known as the Best Agent, Best Realtor, Top Agent, Top Realtor, Leading Agent, Leading Realtor, Top Producing REMAX Agent,  Best Top Producing Realtor, Best Senior Citizen Real Estate Specialist Agent, Realtor, the Best Top Senior Citizens Agent, Realtor, the Best Leading
Top REMAX Relocation Referral Agent, Realtor, Broker, the  Best Leading Top Agent Realtor, Broker in America, the United States, Chicago, Illinois, Chicagoland, and the Chicago Western Suburbs. Linda is the Best Leading Top Producing Buyers Agent, Sellers Agent, Realtor, Broker in Chicagoland. Linda Price is an Expert Short Sale Specialist and Pre-Foreclosure, Foreclosure Real Estate Specialist with the Experience you can count on when you need it. 

Linda Price is the Best Top Leading National and International Relocation Transferee Referral Buyers Agent, Sellers Agent, Realtor, Broker with Unique Marketing Skills, Programs and Experience that will surpass your needs and expectations.  Whether your next move is local, National or International, when it comes to Relocation…You can count on Linda's Expertise!  

As a Leading Top International and National Agent, Realtor, Broker, Linda can arrange for you to view any of The 
Latest Listings anywhere Locally, Nationally, or Internationally.
Linda's "Realtors Connection" Best Top Agents Relocation Referral Team will exceed your expectations and provide you with the service you deserve when you need it the most!


As an
"Award Winning" Relocation Agent, Linda's "Realtors Connection" Relocation Team of Leading Best Top Agents can provide you with the Best Top Producing Agent to assist
you in every detail of your relocation anywhere in the United States or the World!


 CONTACT LINDA TODAY!

You will find out why Linda is the Best Top Agent in Illinois, America, and the Midwestern United States with the Experience and Leadership you need whether buying or selling.

Linda Price is Truly... "Your Leader in Real Estate Results!" ©

Just Contact Linda and You'll See Why They Say...

"Linda's Experience... Is The Edge You Can Count On!" ©

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Contact Linda!

Linda Price
REMAX of Naperville
Direct (630) 753-1333
Office: (630) 420-1220 x3083


Email: linda@lindaprice.com

 

Copyright  Linda Price and L. P. Real Estate, Inc. All Rights Reserved Disclaimer
Linda Price is an Agent of REMAX OF NAPERVILLE. Neither Linda Price nor the Service Providers for Linda Price are liable for Errors or Inaccuracies in the Information provided through this web site. Copyright Birdview Technologies.          


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For over 29 years, Linda Price has been Recognized as the Best Top Leading Top REMAX Agent in Naperville Illinois Chicago Illinois and the United States of America. Linda Price has the Expertise, Knowledge, and Leadership Skills to provide Buyers, Sellers, Senior Citizens, and Relocation Transferring Executives with the Latest Homes For Sale, Latest New Listings, and complete information about the Best Schools, Community Information and Business and recreation information! Linda Price is your Best Source for All the Latest Homes for Sale and Latest New Listings in Naperville Hinsdale Oak Brook Wheaton Burr Ridge Glen Ellyn Aurora Plainfield Downers Grove Lisle St Charles Geneva Batavia Oswego Montgomery Warrenville Winfield Bolingbrook Lombard Elmhurst Villa Park Sugar Grove Yorkville Elburn La Fox Joliet Chicago and Chicagoland western suburbs! After 29 years of Experience as the Leader In Real Estate in the Number One REMAX office in Illinois, it is no wonder Linda Price is known as the ... 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Whether you are a Buyer or Seller, Linda Price has the years of Experience and Expertise to get you through these tough times and lead you to a stress free transaction! You need to Contact Linda Price Today! As A Leader In Real Estate Results, Ranked # 1 in Individual Listings and sales at REMAX Of Naperville for 2011, and A Skilled Expert in Negotiating for Buyers and Sellers, Linda has been providing Exemplary Guidance, Counsel, Assistance, and Service to Individuals and families in the following areas For the past 29 years... 60540, 60563, 60564, 60565, 60566, 60567, 60521, 60522, 60523, 60561, 60527, 60137, 60138, 60187, 60189, 60502, 60503, 60504, 60505, 60506, 60507, 60568, 60572, 60598, 60599, 60544, 60585, 60586, 60515, 60516, 60517, 60532, 60174, 60175, 60134, 60510, 60539, 60543, 60538, 60555, 60190, 60439, 60440, 60490, 60148, 60126, 60181, 60554, 60560, 60119, 60147, 60403, 60404, 60431, 60432, 60433, 60434, 60435, 60436, 60290, 60601, 60602, 60603, 60604, 60605, 60607, 60608, 60609, 60610, 60611, 60612, 60613, 60614, 60615, 60616, 60617, 60618, 60619, 60620, 60621, 60622, 60623, 60624, 60625, 60626, 60628, 60629, 60630, 60631, 60632, 60633, 60634, 60636, 60637, 60638, 60639, 60640, 60641, 60642, 60643, 60644, 60645, 60646, 60647, 60649, 60651, 60652, 60653, 60654, 60656, 60657, 60659, 60660, 60661, 60664, 60666, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60691, 60693, 60694, 60695, 60696, 60697, 60699, 60701, 60706, 60707, 60712, 60803, 60804, 60805, 60827 Naperville, IL 60540, Naperville, IL 60563, Naperville, IL 60564, Naperville, IL 60565, Naperville, IL 60566, Naperville, IL 60567, Hinsdale, IL 60521, Hinsdale, IL 60522, Hinsdale, IL 60523, Oak Brook, IL 60521, Oak Brook, IL 60522, Oak Brook, IL 60523, Oak Brook, IL 60561, Burr Ridge, IL 60527, Glen Ellyn, IL 60137, Glen Ellyn, IL 60138, Wheaton, IL 60187, Wheaton, IL 60189, Aurora, IL 60502, Aurora, IL 60503, Aurora, IL 60504, Aurora, IL 60505, Aurora, IL 60506, Aurora, IL 60507, Aurora, IL 60568, Aurora, IL 60572, Aurora, IL 60598, Aurora, IL 60599, Plainfield, IL 60544, Plainfield, IL 60585, Plainfield, IL 60586, Downers Grove, IL 60515, Downers Grove, IL 60516, Downers Grove, IL 60517, Lisle, IL 60532, St. Charles, IL 60174, St. Charles, IL 60175, Geneva, IL 60134, Batavia, IL 60510, Batavia, IL 60539, Oswego, IL 60543, Montgomery, IL 60538, Warrenville, IL 60555, Winfield, IL 60190, Bolingbrook, IL 60439, Bolingbrook, IL 60440, Bolingbrook, IL 60490, Lombard, IL 60148, Elmhurst, IL 60126, Villa Park, IL 60181, Sugar Grove, IL 60554, Yorkville, IL 60560, Elburn, IL 60119, La Fox, IL 60147, Joliet, IL 60403, Joliet, IL 60404, Joliet, IL 60431, Joliet, IL 60432, Joliet, IL 60433, Joliet, IL 60434, Joliet, IL 60435, Joliet, IL 60436, Joliet, IL 60290, Chicago, IL 60601, Chicago, IL 60602, Chicago, IL 60603, Chicago, IL 60604, Chicago, IL 60605, Chicago, IL 60607, Chicago, IL 60608, Chicago, IL 60609, Chicago, IL 60610, Chicago, IL 60611, Chicago, IL 60612, Chicago, IL 60613, Chicago, IL 60614, Chicago, IL 60615, Chicago, IL 60616, Chicago, IL 60617, Chicago, IL 60618, Chicago, IL 60619, Chicago, IL 60620, Chicago, IL 60621, Chicago, IL 60622, Chicago, IL 60623, Chicago, IL 60624, Chicago, IL 60625, Chicago, IL 60626, Chicago, IL 60628, Chicago, IL 60629, Chicago, IL 60630, Chicago, IL 60631, Chicago, IL 60632, Chicago, IL 60633, Chicago, IL 60634, Chicago, IL 60636, Chicago, IL 60637, Chicago, IL 60638, Chicago, IL 60639, Chicago, IL 60640, Chicago, IL 60641, Chicago, IL 60642, Chicago, IL 60643, Chicago, IL 60644, Chicago, IL 60645, Chicago, IL 60646, Chicago, IL 60647, Chicago, IL 60649, Chicago, IL 60651, Chicago, IL 60652, Chicago, IL 60653, Chicago, IL 60654, Chicago, IL 60656, Chicago, IL 60657, Chicago, IL 60659, Chicago, IL 60660, Chicago, IL 60661, Chicago, IL 60664, Chicago, IL 60666, Chicago, IL 60669, Chicago, IL 60670, Chicago, IL 60673, Chicago, IL 60674, Chicago, IL 60675, Chicago, IL 60677, Chicago, IL 60678, Chicago, IL 60680, Chicago, IL 60681, Chicago, IL 60682, Chicago, IL 60684, Chicago, IL 60685, Chicago, IL 60686, Chicago, IL 60687, Chicago, IL 60688, Chicago, IL 60689, Chicago, IL 60690, Chicago, IL 60691, Chicago, IL 60693, Chicago, IL 60694, Chicago, IL 60695, Chicago, IL 60696, Chicago, IL 60697, Chicago, IL 60699, Chicago, IL 60701, Chicago, IL 60706, Chicago, IL 60707, Chicago, IL 60712, Chicago, IL 60803, Chicago, IL 60804, Chicago, IL 60805, Chicago, IL 60827